Assisted Home Purchase Program 
Program Application & Pre-Qualifications
You Are Not And Can Not Be Guaranteed Into This Program.
We use a proprietary model of debt to income ratios and credit aging to determine
your initial pre-eligibility for our Program. Customers receive an invitation
for a personal interview to learn more about the Program and discuss any issues
needing to be resolved to participate in the Program.
(Acceptance/Denial: You will receive a full explanation if/when you are denied acceptance in the Program)
Program Acceptance & Enrollment
Upon acceptance and enrollment into the assisted home
purchase program, we will:
Provide you with help on how to purchase a home with a very small initial out-of-pocket investment
Retain a licensed specialist, if required, to specifically challenge any credit issues you may have
Within 15 days, supply a written program letter showing you how to improve your specific credit
challenges
Include the cost of the deposit on the purchase contract of your new home
Enroll you in our Rent Credit Program, all as more fully described below
Optional enrollment in the “Income Improvement Program” (may require additional fee)
The Company will arrange to cover, using Rent Credits described below, almost all of your
closing costs when you buy the home through our Assisted Home Purchase
Program (up to 3% of the appraised value). Down payment requirements, if any, vary.
Rent Credit Option
Customers that are not approved for immediate finance will enjoy our FREE Rent Credits.
This portion of the program is how you earn the closing cost credits referenced above.
You will receive up to a 50% Monthly Rent Credit (maximum total of 3% of the Appraised
Purchase Price) toward closing costs and/or the purchase price of your New Home while continuing to pay
rent at ANY location of your choice.
Examples of Rent Credit:
Current rent of $1,200 per month on a 8 month program is $600
credit per month x 8 months = $4,800 credit
Current rent of $900 per month on a 10 month program is $450
credit per month x 10 months = $4,500 credit
This rent credit can be used up to 3% of whatever total amount you are approved for.
Following these proved methods you will soon be on the road to Home Ownership!
It’s Time To Buy Your New Home!
(Pending final approval) Anticipated Program Duration: 4-24 months
We refer you to an Approved Real Estate Agent. Based on your preferences and
requirements, the agent helps you find the right home for you. Remember, you will NOT
have to pay closing costs (up to 3% except the Property Insurance) when you
buy your new home from us. The Assisted Home Purchase Program covers these costs
for you.
